Shining Way Esthetics
Payment Plans
We are proud to partner with both Care Credit and Cherry, please scroll this page to find your preferred one.
Get Care Now,Pay Laterwith Cherry &
Shining Way Esthetics
Shining Way Esthetics
Let your money go further and take better control of your cash flow when you pay over time in smaller installments with Cherry.
How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.
Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…
Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
What is Cherry?
Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
How long is my approval valid for?
Approvals are valid for undefined days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
How are refunds handled?
To request a refund, please contact Shining Way Esthetics directly.
We defer to the refund policies put in place by Shining Way Esthetics and cannot initiate a refund without their approval.
Once Shining Way Esthetics authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
We defer to the refund policies put in place by Shining Way Esthetics and cannot initiate a refund without their approval.
Once Shining Way Esthetics authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Patient Portal.
More Questions?
Visit our Help Center
Pay Over Time with the CareCredit Credit Card
Shining Way Esthetics proudly accepts the CareCredit credit card for all your health, wellness and beauty wants or needs.
Help fit the care you want or need into your budget with the CareCredit health, wellness and beauty credit card. It offers fexible financing options that allow you to pay over time.*
- Promotional financing options available
- See if you prequalify with no impact to your credit score
- Instant credit decisions
- No annual fee†
CareCredit also helps make care possible for you and your family. It’s accepted at 266,000+ locations, so you can pay for chiropractic, dentistry, dermatology, cosmetic, hearing, prescriptions, pet care and more. It’s a convenient way to help fit expenses not covered by insurance into your budget.
Learn more by visiting carecredit.com or contacting our office.
*Subject to credit approval. Visit carecredit.com for details.
†For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.
Payment Calculator ESTIMATED PROCEDURE AMOUNT $ Pay Your Bill CareCredit is a Synchrony solution. When you go to the CareCredit website you will be subject to the Synchrony privacy policy, which di ers from the [insert practice name] privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.
†For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.
Payment Calculator ESTIMATED PROCEDURE AMOUNT $ Pay Your Bill CareCredit is a Synchrony solution. When you go to the CareCredit website you will be subject to the Synchrony privacy policy, which di ers from the [insert practice name] privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.